Student Affairs

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ORIENTATION
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• Work-Study
A work-study allows students to take a part-time campus job as part of their financial aid
package.
• Federal Direct Loan
Students must be enrolled in a college degree program at least part-time.
• Subsidized Loan
This is a federal loan based on financial need and borrowed for the purpose of attending college
or an eligible training program. The federal government pays the loan’s interest while the
student is enrolled at least half time.
• Unsubsidized Stafford Loan
This is a federal loan available to students, regardless of financial need, which is borrowed for
the purpose of attending college or an eligible training program. The federal government does
not pay the interest while a student is in school, but it is not necessary to demonstrate financial
need.
• Parent Loan for Undergraduate Students (PLUS)
These federal guaranteed loans are available for credit-worthy parents of undergraduates.
• Master Promissory Note (MPN)
This form promises repayment and is signed by a student or parent when taking out a Direct
or PLUS Loan.
Resources:
PAYING THE BILLS
Final tuition rates are typically set in July before the fall semester. Tuition and fees are based on
the average costs for full-time students (12 or more credit hours per semester for undergraduates).
Fees include all required charges for full-time enrollment plus average lab fees. This figure does not
include differential fees, such as for behavioral science or business majors. It also does not include
optional fees, such as for the Calhoun Honors College. Books and supplies are based on a survey
of student expenses for books and required course work material for all majors. These expenses will
vary by major and other factors (new/used, bookstore/online, hard copy/electronic, purchase/rental).
Room and board estimates are based on average bed costs for on-campus housing and the full-access
meal plan. In addition to the items outlined above, students will have varied personal, medical and
transportation expenses. Consider the cost for trips home, laundry, toiletries and entertainment as
you plan your finances. The student bill will be available in iROAR in mid-to-late July. A paper bill is
not mailed. The bill must be paid by the payment deadline to avoid late fees and class cancellation.
eCheck is the university’s preferred method of payment and is offered with no additional processing
fee. An eCheck is a direct draft from your checking account that is applied instantly to your tuition
bill. The eCheck payment option is available in the Student Billing section in iROAR. A physical
check may also be turned in to the Student Financial Services office in G-08 Sikes Hall or by mail.
The student’s Clemson ID number should be written on the check.
HOW YOU CAN SUPPORT
Encourage your student to apply
for Federal Work-Study, a program
that provides jobs for students with
established financial need through
submission of the FAFSA. Students
not qualifying for Federal Work-Study
can look for part-time jobs through
ClemsonJobLink.
Encourage your student to get connected.
The Office of Financial Aid disseminates
program/event information and helpful
advice on
and
Encourage your student to be proactive.
Clemson University’s Office of Student
Financial Aid presents a Financial
Awareness Week periodically. This week is
filled with seminars focused on teaching
students how to fill out the FASFA,
connect with open scholarships and
budget for the future.
Encourage your student to plan in
advance. Some scholarships are awarded
for only the first year of college, while
others are open for application throughout
the year. The Office of Student Financial
Aid provides resources and search engines
on their website to connect students
to open scholarships. Encourage your
student to familiarize themselves with
these resources to make the financial
aid process less stressful.